Privacy Policy

1. Introduction

Kudilinks Financial Services Ltd. ("Kudilinks", "we", "our", "us") values your privacy. This Privacy Policy details how we collect, store, share, use and protect your personal information when you access our website, utilize our flagship product Kudiloans, or interact with our support teams.

This policy is designed to comply with the Nigerian Data Protection Regulation (NDPR) and other applicable data security rules. By using our platform, you consent to the data practices defined in this document.

2. Information We Collect

To evaluate your creditworthiness and provide loan disbursements, we collect:

• Personal Identification: Full name, date of birth, home address, and official government-issued ID.
• Verification Data: Bank Verification Number (BVN) to query approved registry records and confirm identity.
• Financial Records: Bank transaction details, statement data, and salary information.
• Contact Details: Phone number and email address.

3. BVN Security and Usage

Your Bank Verification Number (BVN) is encrypted and processed securely. It is used strictly for identity verification and anti-fraud assessments. Sharing your BVN does not grant Kudilinks access to your bank balance, nor does it allow us to execute transactions or control your accounts.

4. How We Protect Your Data

We employ bank-grade security protocols, including 256-bit Secure Sockets Layer (SSL) encryption, firewalls, and restricted data access matrices to protect database directories against unauthorized penetration, alteration, or disclosure.

5. Contact Us

If you have questions, complaints, or inquiries regarding your data privacy rights, please reach out to our Data Protection Officer at:

Email: privacy@kudilinks.com
Address: Plot 12, Commercial Ave, Yaba, Lagos, Nigeria.